How to play:

Using Klarna for shopping payment is a relatively simple process, providing a flexible payment method of "buy first, pay later", which brings great convenience to consumers. Here are the detailed steps to use Klarna:

1、 Confirm merchant support

Firstly, ensure that the merchant you are shopping for supports Klarna payment services. You can search for Klarna's logo or name on the merchant's checkout page or payment options.

2、 Choose Klarna as the payment method

During the checkout process on the merchant's website, when you reach the payment stage, choose Klarna as your payment method. After clicking, you will be directed to Klarna's payment page or complete subsequent operations directly on the merchant page.

3、 Fill in necessary information

On Klarna's payment page, you may need to fill in some necessary information such as email address, mailing address, phone number, etc. These pieces of information will be used to verify your identity and complete the payment process. Please ensure that the information provided is accurate and correct.

4、 Choose a payment plan

Klarna offers a variety of payment plans for consumers to choose from, such as one-time payments, installment payments, and more. Choose a suitable payment plan based on your needs and shopping amount. If you choose installment payment, Klarna will show you the specific installment amount and repayment date.

5、 Complete payment

Once you have selected a payment plan and confirmed its accuracy, click on the "Complete Payment" or similar button to proceed with the payment. Klarna will process your payment request and send you a confirmation email after the payment is successful.

6、 Subsequent repayment (for installment payments)

If you choose installment payment, you need to repay on time according to the repayment plan provided by Klarna. Klarna will remind you of the repayment amount and deadline for each installment via email or application. You can make repayments through Klarna's official website, application, or linked bank card.

matters needing attention

Credit assessment: Klarna will evaluate your credit status before providing payment services. Therefore, please ensure that your credit record is good in order to pass the evaluation smoothly.

Repayment Responsibility: Regardless of which payment plan you choose, you are responsible for timely repayment. Late repayment may result in additional fees or have a negative impact on your credit score.

Product return and exchange: If you need to return or exchange the product you purchased, please follow the merchant's return and exchange policy. Meanwhile, please note that Klarna's payment and refund policies regarding returns and exchanges may vary.

Security protection: When using Klarna for payment, please ensure the security of your personal information and payment information. Avoid conducting payment operations in insecure network environments and regularly check your account activity to ensure there is no unauthorized access.