How to play:
Welcome to ONE - Your Ultimate Mobile Banking Experience! Follow these steps to make the most out of our app:
1. Account Opening:
- Open your account for free today with no impact on your credit score.
2. Banking Features:
- As a financial technology company partnered with Coastal Community Bank, ONE provides a suite of innovative services.
- Enjoy FDIC insurance up to $250,000 per depositor, and access your ONE card with Mastercard® International licensing.
3. No Monthly Fees:
- Experience the freedom of no monthly fees* or minimum balances.
4. Send Money to Friends:
- Seamlessly send and receive money instantly with One to One.
- Pay anyone with a ONE account effortlessly.
5. A Better Gain Plan:
- Earn an impressive 5.00% APY on your Savings balances, with eligible deposits up to $250,000.
- Additional 1.00% APY on the rest of your savings balances.^
6. Cash Back at Walmart:
- Receive 10% cash back up to $20 on your first Walmart purchase within a month of sign-up.
- Earn 3% cash back at Walmart with eligible deposits, up to $50 a year. Terms apply.‡
7. Cash Rewards:
- Earn cash back for shopping at your favorite brands.
- Cash back is added directly to your savings.>
8. Free Overdraft Protection:
- Enjoy up to $200 in overdraft protection with eligible direct deposits
9. Early Payday:
- Access your paycheck up to 2 days early.+
10. Free Cash Transactions:
- Add or withdraw cash for free using your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service desk.
Special Offer:
- Get 10% cash back up to $20 on your first Walmart purchase when you open an account from 10/10/23 - 1/31/24. Some restrictions apply. See one.app/10percent for details.
Additional Information:
- ONE Retail Card users: A $5 ONE Retail Card fee applies 15 days after purchase and then monthly until you apply for a ONE account, are approved, and make an additional deposit.
- For detailed information on interest rates, cash back offers, and terms, visit one.app.
Download ONE - Mobile Banking now and enjoy a banking experience tailored just for you!
For detailed terms and conditions, please refer to the ONE app and websit
